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This compensation may impact how and where products appear on this site including, for example, the order in which they appear. These offers do not represent all available deposit, investment, loan or credit products. Many banks offer generous sign-up bonuses.

Most commonly, banks require a direct deposit to claim your bonus. But changing your payroll information to switch your direct deposit can be a hassle, especially if your new bank is not going to be your primary bank. With this in mind, GOBankingRates has compiled a list of banks with immediate sign up bonus.

Keep in mind that some of these are business accounts and others are savings accounts , but none of them require a direct deposit to earn bonus cash. These are also a few rare treasures in this list: Checking accounts with no direct deposit requirements to earn a sign-up bonus.

However, be sure to read the fine print because you may have other requirements besides direct deposit to meet before claiming your cash.

So, what is the best bank bonus now without direct deposit requirement? Read on to find our top choices. The following banks offer sign-up bonuses for personal or business customers with no direct deposit requirements, although you may have to meet other qualifications. Now through Apr.

This offer expires Jun. The bonus will be paid by the 15 th of the month following the three-month qualification period. This offer ends Feb.

This offer expires Apr. The bonus will be paid on or before days of account opening. While U. Bank account by March 31, Small business owners can also take advantage of sign-up bonuses with no direct deposit requirements.

Since many businesses may not receive direct deposit from clients, these offers make it easy to take advantage of extra bonus cash, however your customers choose to pay you. You must have five qualifying transactions within the first 90 days of enrollment. These can include direct deposits, but you can also qualify with other transactions.

These offers expire on March 31, With no or low monthly fees and high interest rates, these online banks and financial service companies offer cost savings compared to some traditional banks along with generous sign-up bonuses and no direct deposit requirements.

Upgrade is an online financial services company backed by Cross River Bank, Member FDIC. Funds stored with Revolut are backed up to federal allowable limits by Metropolitan Commercial Bank, member FDIC. You can earn a sign-up bonus when you open a Revolut account.

The bonus amount varies based on the promotional partner. Though no longer available, you can see some of the bonuses that were once available from some institutions. This offer expired on Dec. M1 is a no-commission investment account offering more than 6, stocks and ETFs.

The offer expired on Nov. Earnings were as follows:. Most have broad membership requirements that allow most people with a social security or tax ID number to join. You must work for a SkyOne partner, or live, work, worship or go to school within a qualified area near the SkyOne Main Branch.

Alternatively, anyone can join this credit union simply by joining the Surfrider Foundation. With the holidays approaching, that can be as good as money in your pocket. Keep both accounts open and in good standing for at least 90 days and maintain your savings account balance for the same amount of time to earn the bonus.

The bonus will be paid within days of account opening. Immediate family members of ACCU members are automatically qualified to join. All accounts either have no monthly fees or fees that can be waived, albeit with a direct deposit or minimum daily balance.

Though these may no longer be valid, you can still have a glimpse at what a credit union near you may have offered. Suffolk Credit Union has no minimum balance requirements and no monthly fees. The only downside? Membership in SCU is only available to people who live, work, worship, attend school, volunteer in, or run a business or other legal entity in Nassau County, New York, or select towns in Suffolk County.

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